Osteoporosis – Can I Still Get a Preferred Life Insurance Offer?
We’ve all heard about OSTEOPOROSIS but WHAT EXACTLY does this condition mean to underwriting life insurance protection or long-term care contracts? This ONE Idea will discuss bone health and why […]
Underwriting Pregnancy and Pregnancy-Related Conditions – More Complicated Than You Think!!
My client is currently pregnant and wonders if she can apply for Life Insurance now or should wait until after the child is born? We get asked this question on […]
One 1035 – Two Solutions
During one of your clients’ annual reviews, you discover that that they have an old inforce policy that may or may not be underperforming with a substantial cash value. You’ve […]
Does Lowest Premium Mean Best Value?
When advising clients about legacy and estate planning, many financial, legal, and accounting advisors recommend insurance solutions, generally owned by irrevocable life insurance trusts (ILITs), to provide the needed liquidity […]
Underwriting and Marijuana Use – “But I Have a Prescription!”
Many people are confused about how marijuana use is treated during medical underwriting for life insurance. They believe that having a medical marijuana prescription will make the process easier… “no […]
Did You Miss the 2022 Annual Advisor Conference?
AgencyONE just wrapped up their first IN PERSON Annual Advisor Conference in almost 3 years, April 24 – 26 at the Dupont Circle Hotel in Washington, DC. It seemed like […]
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