End of Term Insurance STICKER SHOCK!
Have you ever had a client who came to the end of their level term insurance period and then got a renewal notice that made them happy? More than likely, […]
A Premium Finance Insurance Case That Went Well!
I typically see Premium Finance cases in the concept stage and probably see about 3-4 of these cases per week. A lot of advisors would like to offer Premium Finance […]
Preferred Offers? You Need to Understand Preferred Criteria
We get it. You are out there pounding the pavement, finding clients, convincing them YOU are the ideal advisor to help with their financial planning needs. YOU want to deliver […]
Death Benefit Design Options Using Section 7702 Carrier Products
At the time of writing this, 2021 is already half over and AgencyONE was seeing quite a few of our carrier partners introduce their compliant Section 7702 IUL options. From […]
Why is My Client a Preferred Life Risk, but Declined for Long-Term Care?
Medical Underwriting today requires two very different phases of assessment with the variety of living benefits currently offered and sold. While AgencyONE is consistently estimating MORTALITY for the life product, […]
The Potential Loss of Step-Up in Basis & Life Insurance
The potential loss of step-up in basis is very real with President Biden’s The American Families Plan proposal that was released on April 28, 2021. While this is a proposal and […]