The Problem with Cross-Purchase Buy-Sell Agreements & a Unique Solution
Have you ever had business owner partners or shareholders who varied in age and health? Have these business partners or shareholders ever asked you to explain why, for the same amount […]
A Roadmap To An AFFORDABLE Whole Life Sale
AgencyONE’s Case Design team gets quite a few requests to illustrate Whole Life solutions. Short pay Whole Life (ten pay) is the most requested option followed by level pay and then […]
There is More to That Snore: Underwriting Obstructive Sleep Apnea
A week doesn’t go by without the AgencyONE Underwriting Team encountering a file that includes a diagnosis of obstructive sleep apnea. We’ve all heard the Darth Vader jokes about wearing […]
Haven’t Looked at Annuities in a While? Look Again!
If it has been a few years (or even a few months) since your last annuity case popped up, you may be surprised at how much the landscape has changed. […]
Osteoporosis – Can I Still Get a Preferred Life Insurance Offer?
We’ve all heard about OSTEOPOROSIS but WHAT EXACTLY does this condition mean to underwriting life insurance protection or long-term care contracts? This ONE Idea will discuss bone health and why […]
Underwriting Pregnancy and Pregnancy-Related Conditions – More Complicated Than You Think!!
My client is currently pregnant and wonders if she can apply for Life Insurance now or should wait until after the child is born? We get asked this question on […]