Higher Taxes are Inevitable – The Tax Time Bomb
In the time that it took me to review the US Debt Clock on www.usdebtclock.org – all of 25 seconds – in order to snip the picture below to paste it into […]
Flexible Planning Options with Universal Life Insurance
Carriers and insurance professionals have illustrated Guaranteed Universal Life (GUL) for years with the assumption that the FULL premiums would be paid as originally illustrated (usually for a lifetime). These […]
Underwriting Kidney Disease & Life Insurance Exam Prep
Your client’s life insurance case has been submitted and the underwriting process is almost complete! The client’s insurance exam has been done but NOW you find out that the medical […]
Fake News – Life Insurance Expenses are 3-4 Times Higher than Other Savings Options
I have been doing financial planning analysis in numerous capacities for over 35 years and will admit that I do have certain biases toward properly structured life insurance plans that […]
A Rational Approach to Premium Financing
With the recent addition of the Annexus IUL product line to the AgencyONE product suite, we have been getting many more calls about using these unique Indexed Universal Life (IUL) […]
Underwriting Thyroid Cancer for a Possible PREFERRED RISK
Like any diagnosed cancer, Thyroid Cancer can be a life-threatening condition. BUT the good news is, most are not. If caught early, properly treated and managed going forward, your clients with […]