The Long-Term Care Conversation: A Guide to Comparing Coverage Options
Has this ever happened to you? Towards the end of a meeting or phone call with your client, the conversation naturally drifts to other topics. In this instance, your client mentions […]
2026 Exemption Planning
The $2 Million Estate Planning Opportunity Your Clients Can’t Afford to Miss With the One Big Beautiful Bill Act of 2025, the federal estate tax exemption increased from $28 million […]
Why “Buy Term and Invest the Difference” No Longer Holds Up
For as long as I have been in this business, I’ve heard the same refrain from otherwise thoughtful financial planners: “Just buy term and invest the difference.” It sounds clean, […]
The Importance of Inforce Policy Reviews
Policy reviews may not be the flashiest topic, but they are a vital part of what we do every day at AgencyONE. Many consumers (and even some advisors) assume that once a […]
RESCINDED – The Repercussions of Non-Disclosure
About ten months ago, I wrote a ONE IDEA article titled “Underwriting & The Economic Impact of Non-Disclosure.” That piece examined the rise of Accelerated Underwriting Programs and the resulting shift in responsibility toward clients, who now provide […]
Sell the Gift
When advising clients on estate planning, advisors, clients, and their families would be well served to focus on gift planning. The term “estate planning” is often interpreted as “estate tax […]