Does Lowest Premium Mean Best Value?
When advising clients about legacy and estate planning, many financial, legal, and accounting advisors recommend insurance solutions, generally owned by irrevocable life insurance trusts (ILITs), to provide the needed liquidity to complete stated wealth transfer and legacy objectives. WHY? Life insurance provides an income and estate/ inheritance tax-free cash payment when owned by an ILIT. […]
Underwriting and Marijuana Use – “But I Have a Prescription!”
Many people are confused about how marijuana use is treated during medical underwriting for life insurance. They believe that having a medical marijuana prescription will make the process easier… “no problem, I have a prescription” …. well, not necessarily. This week’s ONE Idea will deal with some common misconceptions about underwriting and marijuana use and […]
Did you Miss the Annual Advisor Conference?
AgencyONE just wrapped up their first IN PERSON Annual Advisor Conference in almost 3 years, April 24 – 26 at the Dupont Circle Hotel in Washington, DC. It seemed like eons since we were last together and able to enjoy SPEAKING FACE-TO-FACE and SITTING IN THE SAME ROOM. We SAW peers and business partners that […]
How To Help Clients Better Understand Your Insurance Design
Do you ever get a cool idea for an extra comparison page or presentation that may help close a case? Or perhaps it could answer an objection that your client may have? We frequently get calls from our AgencyONE 100 Advisors to discuss these ideas and produce ways to present them in a meaningful format […]
Client Expectations: Investment and Risk Management
The research firm, Spectrem Group conducted a study of wealthy investors in 2021. They asked these investors what services they received from their financial advisory\wealth management companies, as well as what they expected to receive as part of their overall wealth management services. See the results in the graph below. I am not surprised that […]
Alcohol Consumption and Underwriting
April is National Alcohol Awareness Month and is meant to help increase knowledge about the use and abuse of alcohol in the United States. Alcoholism is one of our country’s chief public health problems and at AgencyONE, we regularly see cases that are impacted by the use of alcohol. Our underwriting ONE IDEA this month […]
Low premiums are important, but could advisors be missing additional value by only recommending solutions to clients based on the lowest premium? This week’s ONE Idea analyzes that question and more:
#lifeinsurance #lifeinsurancematters #lowestpremium
Does Lowest Premium Mean Best Value?
Low premiums are important, but advisors may be missing additional value by only recommending solutions based on the lowest premium.
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Underwriting & Marijuana Use with Dennis Bartos, PA https://youtu.be/ay-s6zZmNGY via @YouTube
#marijuanause #underwriting #lifeinsurance #lifeinsurancematters
This week’s ONE Idea from Dennis Bartos, PA deals with some common misconceptions about underwriting and marijuana use and discusses how they should be managed to help the underwriting process for insurance.
#marijuanause #underwriting #lifeinsurance
Underwriting and Marijuana Use - "But I Have a Prescription!"
This article discusses common misconceptions about underwriting for insurance and marijuana use, discussing how they should be managed to help the und...
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