Underwriting Anxiety & Depression
Tis the season of STRESS!!! The hustle and bustle of the holiday season is upon us, and this time of year can cause increased anxiety and even depression. Both are common diagnoses and are not just considered seasonal. As with any condition, there are varying levels of severity. In this ONE Idea, we will discuss […]
Executive Bonus Plans for Key Executives
The retention of employees has been on the minds of many lately – including advisors and their business owner clients. Business owners are more concerned than ever in retaining and rewarding their key employees and executives in order to maintain their businesses and manage them efficiently. At AgencyONE, we’ve received numerous 4th quarter requests from […]
Dead Assets – Literally
As many of you know, I spend a lot of time on the phone with financial advisors assisting them in defining ways to mitigate risks resulting from mortality, morbidity, longevity, and taxes. During a recent call with an investment advisor and one of our AgencyONE risk advisors, I came across a fact pattern that I […]
IRR Calculations & Comparative Cash Flows
I have been running illustrations for a LONG TIME, and I learned very early on how IMPORTANT it is to include the Internal Rate of Return (IRR) report in any illustration. Advisors AND clients like to see the IRR calculations on the illustrations because they are very helpful when evaluating comparative cash flows on the […]
Leaving or Living a Legacy
Conversations that financial planners have with their clients can be tricky. Most financial advisors only talk about “the money” and hope that the recommended planning is put in place so that future generations can continue to reap financial rewards. Other financial advisors, who tend to retain clients for multi generations, expand the conversation and go […]
Foreign National Underwriting for High Net Worth Global Citizens
High Net Worth Foreign Nationals (HNWFN), aka Global Citizens, are a GROWING market of individuals who typically possess assets and interests across the world and find particular financial safety and security in US domiciled businesses and properties. The growth of this market has expanded BEYOND the traditional US markets we’ve come to expect and includes […]
We hear you loud & clear. Underwriting can be frustrating! But additional or more coverage IS POSSIBLE with little or no underwriting!
https://www.agencyone.net/no-underwriting/
What's been going on in the life insurance industry since the beginning of the year? To find out, take a look at this week's ONE Idea which features a recap of all our ONE Ideas from the last 6 months! https://www.agencyone.net/6-months-of-ideas-one-ideas-for-the-purchase-of-life-insurance/
Premium Finance Insurance cases continue to be very popular with advisors, but not every case makes the cut. This week's #ONEIdea from the Desk of Edward Stark, CLU, ChFC discusses a Premium Finance Insurance Case (with options) that went well! Read here➡️https://www.agencyone.net/a-premium-finance-insurance-case-that-went-well/
