Updates

Carriers and insurance professionals have illustrated Guaranteed Universal Life (GUL) for years with the assumption that the FULL premiums would be paid as originally illustrated (usually for a lifetime). These products, if funded as illustrated, are great solutions for many clients BUT what if your client needs to make changes or skip premiums at some point […]

Your client’s life insurance case has been submitted and the underwriting process is almost complete! The client’s insurance exam has been done but NOW you find out that the medical offer from the carrier has CHANGED from PREFERRED to POSTPONE and includes a REQUEST for TWO additional urine specimens! NOW WHAT? AgencyONE says it all […]

I have been doing financial planning analysis in numerous capacities for over 35 years and will admit that I do have certain biases toward properly structured life insurance plans that utilize accumulation products. With that said, I have NEVER implied that consumers should put money ONLY into permanent life insurance products but instead have recommended that […]

With the recent addition of the Annexus IUL product line to the AgencyONE product suite, we have been getting many more calls about using these unique Indexed Universal Life (IUL) products in accumulation sales for tax free distributions. This week (July 8, 2020) we held a premium financing webinar with representatives from Securian, Wintrust Bank […]

Like any diagnosed cancer, Thyroid Cancer can be a life-threatening condition. BUT the good news is, most are not. If caught early, properly treated and managed going forward, your clients with a Thyroid Cancer history can live long and healthy lives AND be considered for life insurance – POSSIBLY EVEN A PREFERRED RISK!

What do low interest rates, US tax policy and a depressed economy have in common? They have all aligned perfectly to create the most efficient wealth transfer planning environment possible. Every insurance advisor, wealth management firm, family office, trust and estate attorney, and CPA will tell you the same thing, assuming they are paying attention and understand […]