Why is My Client a Preferred Life Risk, but Declined for Long-Term Care?
Medical Underwriting today requires two very different phases of assessment with the variety of living benefits currently offered and sold. While AgencyONE is consistently estimating MORTALITY for the life product, […]
The Potential Loss of Step-Up in Basis & Life Insurance
The potential loss of step-up in basis is very real with President Biden’s The American Families Plan proposal that was released on April 28, 2021. While this is a proposal and […]
Term Insurance Locks In Future Insurability
Term insurance is designed to provide a needed death benefit to cover shorter terms at an affordable cost. Some compare it to renting insurance coverage because it is not a […]
Optionality is KEY to Estate Planning Today
During the last several weeks I have assisted quite a few AgencyONE 100 advisors with alternative estate and gift tax planning options to present to clients who are concerned with […]
Aortic Aneurysm – Can I Still Get Life Insurance?
This week’s ONEIdea is an ANATOMY LESSON on the AORTA that discusses how the artery works and what can happen to cause an Aortic Aneurysm. Many ask, “can I still […]
A Worry for All – New Proposed Tax Law
In a New York Times article entitled It May Be Time to Start Worrying About the Estate Tax the author, Paul Sullivan, addressed the challenge of the lost step-up in […]