Early Cash Value Rider – What is it & How Does it Work?
A recent case from one of our AgencyONE 100 Advisors provided an opportunity for our Case Design and Illustrations team to focus on early cash value (ECV) riders. An ECV […]
Alternative Solution to Roth Conversion
I just read an article from Maurie Backman (TMFBookNerd) at The Motley Fool which provides good advice but ignores the most logical of solutions. The article is titled “Want to […]
Underwriting When Physician Records Are Not Accurate
Physician records (APS-Attending Physician Statements) are an important and material part of your client’s underwriting files. However, physician records have also been known to contribute to UNFAIR underwriting assessments. This […]
Life Insurance – Protection Against the Unknown
If there was ONLY ONE insurance company to choose from and you were the ONLY CUSTOMER buying their life insurance and interest rates were 0%, it would be VERY EASY […]
Underwriting Pulmonary Functions
The COVID pandemic has brought pulmonary issues to the forefront as we watch newscasts of ICU beds filled with patients on ventilators. COVID causes an inflammatory lung reaction that some […]
Executive Bonus Plans CONTINUED
Last month’s One Idea from AgencyONE’s Case Design department discussed a planning option for businesses that is currently experiencing a resurgence in popularity – the Executive Bonus Plan. Executive Bonus […]