There is More to That Snore: Underwriting Obstructive Sleep Apnea
A week doesn’t go by without the AgencyONE Underwriting Team encountering a file that includes a diagnosis of obstructive sleep apnea. We’ve all heard the Darth Vader jokes about wearing […]
Haven’t Looked at Annuities in a While? Look Again!
If it has been a few years (or even a few months) since your last annuity case popped up, you may be surprised at how much the landscape has changed. […]
Osteoporosis – Can I Still Get a Preferred Life Insurance Offer?
We’ve all heard about OSTEOPOROSIS but WHAT EXACTLY does this condition mean to underwriting life insurance protection or long-term care contracts? This ONE Idea will discuss bone health and why […]
Underwriting Pregnancy and Pregnancy-Related Conditions – More Complicated Than You Think!!
My client is currently pregnant and wonders if she can apply for Life Insurance now or should wait until after the child is born? We get asked this question on […]
One 1035 – Two Solutions
During one of your clients’ annual reviews, you discover that that they have an old inforce policy that may or may not be underperforming with a substantial cash value. You’ve […]
Does Lowest Premium Mean Best Value?
When advising clients about legacy and estate planning, many financial, legal, and accounting advisors recommend insurance solutions, generally owned by irrevocable life insurance trusts (ILITs), to provide the needed liquidity […]